• FHA Purcahase Loans
    Refinance a Home with an FHA Loan

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FHA Home Refinance Loans

Refinancing your home with an FHA loan is a great option for borrowers that have fair to good credit because, generally, FHA approvals are less strict than conventional loans.

Here are some basic requirements for refinancing your loan through the FHA.
  • The mortgage that is to be refinanced must ultimately be insured through the FHA.
  • The current mortgage must be current and not delinquent.
  • The results of the refinance must lower the monthly principal and interest payments for the borrower.
  • No cash may be taken out on mortgages refinanced using the streamline refinance process.

FHA Mortgage Loans
make homeownership possible for more people.

The Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD), provides loan programs that make buying a home easier for those with lower credit scores, limited cash for down payment, and for those who may not qualify for other types of loans.

What is an FHA Home Mortgage Loan?

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How to Qualify for an FHA Mortgage

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Guidelines and Requirements for an FHA Mortgage Loan

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FHA Loans for First Time Home Buyers

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Credit Score Requirements for FHA Loans

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FHA vs. Conventional Home Loans

Learn the differences between conventional and FHA loans before...

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All About FHA 203k Loans

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